Calculators
Four live comparisons, each independent, none of them a verdict.
Every tool shows what a path costs and what shape it takes over time, then names what the numbers don't capture. Adjust any input to see it update live.
Debt & Financing
Headline rate is the least informative number in this decision.
Pick two or three financing options and compare them on what they actually cost — not the number on the term sheet. Move any rate, term, or fee and watch the comparison update live.
Open the comparison →Collections & Cash Timing
The gap between your terms and what actually happens is where the cash goes.
Move DSO, milestone timing, or client concentration and watch the projected cash gap shift. The peak funding need this shows is the number to carry into the financing comparison.
Open the comparison →Multi-Entity Structure
Three entities, individually managed — nobody sees the group as one system.
Toggle entities on or off, switch the display currency, then drag the FX rate to see how much your consolidated numbers move on exposure alone. Per-entity figures stay in each entity's own currency — only the consolidated view changes.
Open the comparison →CFO Cost Comparison
The number that matters isn't either total — it's the retainer where they cross.
Full-time cost includes employer uplift, a bonus, an amortised recruitment fee, and overhead — not just the headline salary. Move any input to see where the breakeven retainer lands.
Open the comparison →